Account fees, tiers, and limits

Name: Aurra
Author: Aurra

Tier 1 vs Tier 2 limits, transfer fee bands, ₦200/month maintenance fee (conditions apply).

Tiers & limits

Tier 1: ₦50,000 daily limit, ₦300,000 balance cap.
Tier 2: ₦200,000 daily limit, ₦2,000,000 balance cap (needs NIN + BVN).

Daily limit = total moved across all types in a day. Individual transaction limits shown before confirm.

Transfer fees

No free transfers, including below ₦5,000. Aurra fee by band: ₦15 (₦1–₦5,000), ₦20 (₦5,001–₦10,000), ₦25 (₦10,001–₦50,000), ₦30 (₦50,001–₦100,000), ₦35 (₦100,001–₦1,000,000), ₦50 (₦1,000,001–₦2,500,000), ₦75 (above ₦2,500,000). Plus ₦50 government stamp duty (EMTL) at ₦10,000 and above.

Account maintenance fee: ₦200/month

Charged on your signup anniversary in months where you completed more than 5 transactions AND your wallet balance is ≥ ₦500. If balance is lower, it's charged the first time it reaches ₦500. Covers WhatsApp (Meta) messaging costs.