Pay anyone, anytime
just by chatting.
Fund your Aurra wallet once. Then send money, buy airtime, split bills — all by chatting on WhatsApp. Type naturally, send a voice note, or ask Aurra AI anything in English, Pidgin, Yoruba, Igbo, or Hausa.
Aurra
online
Aurra
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Live examples
See it in action
Real conversations — this is exactly how Aurra responds on WhatsApp.
Aurra
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What Aurra can do
Everything in one conversation
Daily payments, bill splitting, voice banking, and spending coaching — all on WhatsApp.
Aurra AI
Ask Aurra anything in English, Pidgin, Yoruba, Igbo, or Hausa. Get account answers, spending advice, fee explanations — all by chatting naturally on WhatsApp.
Virtual Account
Get a personal bank account number to receive transfers from any Nigerian bank. Fund your wallet in minutes.
Bank Transfers
Send to any Nigerian bank account instantly. Account name verified before you confirm.
Airtime & Data
Top up any MTN, Airtel, Glo, or 9mobile number in seconds. Any amount, any time.
Pay Bills
Pay DSTV, GOtv, Startimes, Showmax, and electricity bills for all major discos. Instant token delivery for prepaid meters.
Voice, Splits & Coaching
Send voice notes — Aurra transcribes them. Split bills with friends — each gets a WhatsApp message. Ask "coach me on my spending" for personalised insights.
Spending Insights
"How much did I spend today?" gets you an instant breakdown by category. Full history on your dashboard.
PIN Security
Every transaction requires your 4-digit PIN. Three wrong attempts locks the account for 30 minutes automatically.
Auto Refunds
If a transaction fails after your wallet is debited, your money is automatically refunded within seconds.
Always Available
Aurra is live 24/7 — bank at 3am, on weekends, on public holidays. No downtime.
Pricing
Simple. Transparent. Fair.
Small flat fees per transaction. No monthly subscription. No hidden charges. Fund your Aurra wallet once and spend as you go.
How the Aurra Wallet works
You deposit money into your Aurra wallet via bank transfer to your personal virtual account. That balance sits securely in your wallet. When you transact, we debit your wallet and process the payment. You only pay the small Aurra fee — Anchor's processing fee on deposits and transfers is included in our pricing.
Deposits
Bank transfer to VA
per deposit
Fund your Aurra wallet via bank transfer — no fees, no minimum.
- Auto-credited instantly
- Any bank, any time
- No minimum deposit
- No card needed
Bank Transfers
Below ₦10,000
per transfer
Send small amounts to any Nigerian bank account.
- All Nigerian banks
- Account name verified first
- Instant processing
- Auto-refund if failed
Bank Transfers
₦10,000 and above
per transfer
Large transfers at a fair flat fee.
- All Nigerian banks
- Account name verified first
- Instant processing
- Auto-refund if failed
Airtime & Data
All amounts
per transaction
Buy airtime and data bundles at face value — no extra fees.
- MTN, Airtel, Glo, 9mobile
- Any number, any time
- Instant delivery
- Wallet funded
Aurra-to-Aurra
Internal transfer
per transfer
Send money to other Aurra users instantly — zero fees.
- Instant settlement
- No charges
- Just need their phone number
- Wallet funded
Bill Payments
Cable TV, Electricity
per transaction
Pay DSTV, GOtv, Startimes, Showmax, and electricity bills for all major discos.
- All major providers
- Customer validation before payment
- Instant token delivery
- Auto-refund if failed
Bank transfer deposits: Free
Funding your Aurra wallet is free. Transfer to your personal virtual account number and the money auto-credits to your wallet instantly. No fees, no minimum deposit.