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Bank on WhatsApp.No App. No Stress.
Send money, pay bills, buy airtime, save, all by tapping through guided screens. No downloads. No forms. Just WhatsApp.
Get Started on WhatsApp
No app to download. Just open WhatsApp.
Aurra
online
🏠 Welcome
Welcome back, James! 👋
Balance: *₦25,000*
Account: 1234567890 • Wema Bank
What would you like to do?
💸 Send Money●
📱 Buy Airtime
📶 Buy Data
📺 Cable TV
⚡ Electricity
🏦 Savings Box
Continue
📧 support@aurra.online
🌐 www.aurra.online
Type a message
24/7
Always open
Instant
Transfers
5
Languages
Free
Deposits
See it in action
Tap through it. See how it works.
Each screen is a WhatsApp Flow, tap through to see how Aurra guides you.
Aurra
online
💸 Send Money
Sending to *Adaeze Nwosu*
Access Bank • 0987654321
Amount (₦)Enter amount
Continue
Type a message
What Aurra can do
Everything you need to move money.
Guided screens for every transaction. All on WhatsApp.
WhatsApp Flows
Tap through guided screens for transfers, airtime, bills, and more. No typing needed, just select and confirm.
Bank Transfers
Send to any Nigerian bank instantly. Account name verified before you confirm. Fees from ₦40.
Airtime & Data
Top up any network in seconds. Any amount, any time. Always free.
AI Voice & Image
Send a voice note or photo of a receipt, and Aurra reads and acts on it. No typing needed.
Savings Box
Lock money away for 30, 60, or 90 days. Get ₦200 free airtime when it matures.
PIN Security
Every transaction needs your 6-digit PIN. Three wrong attempts locks the account.
Built on regulated payment infrastructure
Your language
Made for how Nigerians actually move money.
Aurra understands English, Pidgin, Yoruba, Igbo, and Hausa. Type or send a voice note, in whatever language feels right.
🇬🇧
English
Send ₦5,000 to GTBank 0123456789
A
Account confirmed ✓
Chukwuemeka Obi · GTBank
Amount: ₦5,000
Fee: ₦40
Reply YES to confirm.
🇳🇬
Pidgin
abeg send 5k to access bank 0987654321
A
I don check that account ✓
Adaeze Nwosu · Access Bank
₦5,000 go comot for your wallet
Fee: ₦40
Reply YES make I continue.
🇳🇬
Yoruba
ran ₦5,000 si GTBank 0123456789
A
A ti ṣe ayẹwo ahun ✓
Chukwuemeka Obi · GTBank
Iye: ₦5,000
Iṣiwa: ₦40
Tik àwọn YES láti ṣe.
🇳🇬
Igbo
ziga ₦5,000 na GTBank 0123456789
A
Anyị chọpụtara akọntị ahụ ✓
Chukwuemeka Obi · GTBank
Ego: ₦5,000
Ụgwọ: ₦40
Zaa YES ka ọ ga-aga n'ihu.
🇳🇬
Hausa
aika ₦5,000 zuwa GTBank 0123456789
A
An tabbatar da asusu ✓
Chukwuemeka Obi · GTBank
Adadin: ₦5,000
Kudin: ₦40
Amsa YES don ci gaba.
Voice notes are also supported, just tap the mic icon and speak naturally.
Security & Trust
Your money. Your control.
Your money is held in a regulated institution licensed by the Central Bank of Nigeria. Every transaction is PIN-protected and confirmed inside WhatsApp.
Built on regulated infrastructure
CBN-licensed payment rails
End-to-End Encryption
Your data is encrypted in transit and at rest. PINs are hashed with bcrypt.
PIN-Protected
Every transaction requires your PIN. Three wrong attempts locks your account.
Auto Refunds
Failed transactions are refunded automatically.
Regulated Infrastructure
Built on CBN-licensed payment infrastructure.
FAQ
Common questions.
Everything you need to know before you get started.
You get a virtual account number. Tap through guided screens on WhatsApp to send money, buy airtime, or pay bills. Every transaction needs your 6-digit PIN.
Yes. Your money is held in a regulated CBN-licensed institution. Your PIN is bcrypt-hashed and your data is encrypted.
If your network drops after you confirm a transaction, Aurra processes it server-side. If your wallet was debited but the transfer failed, your money is automatically refunded. You can always check your transaction history on the dashboard.
Yes! Aurra understands English, Nigerian Pidgin, Yoruba, Igbo, and Hausa. You can type or send a voice note in whatever language you're comfortable with. For guided screens, just tap through the options, no typing needed.
Locked for 30 minutes. Wait it out, or reset it in Settings.
Transfer fees are tiered: ₦40 for transfers below ₦10,000 (no stamp duty). Above ₦10K, you pay an Aurra fee plus ₦50 government stamp duty: ₦55 Aurra for ₦10K–₦20K (₦105 total), ₦60 Aurra for ₦20K–₦50K (₦110 total), ₦100 Aurra for ₦50K+ (₦150 total). Savings Box early break fee is 1% of the amount, but you get 1 free break per box. Airtime, data, and Aurra-to-Aurra transfers are completely free. Cable TV bill payments cost ₦100, electricity ₦50.
Yes, any number, any network. Free.
When you sign up, you get a personal virtual bank account number. Transfer money to that number from any Nigerian bank, GTBank, Access, Zenith, First Bank, UBA, Kuda, Opay, or any other bank. The money auto-credits to your wallet instantly. Deposits are completely FREE, we never charge a deposit fee.
Feedback
Build Aurra with us.
Got a suggestion, found a bug, or just want to share your experience? We read every message.