Bank on WhatsApp.No App. No Stress.

You get a virtual account number. Tap through guided screens on WhatsApp to send money, buy airtime, or pay bills. Every transaction needs your 6-digit PIN.

Yes. Aurra never holds your money, Anchor (CBN-licensed) does. Your PIN is bcrypt-hashed and your data is encrypted.

If your network drops after you confirm a transaction, Aurra processes it server-side. If your wallet was debited but the transfer failed, your money is automatically refunded within seconds. You can always check your transaction history on the dashboard.

Yes! Aurra understands English, Nigerian Pidgin, Yoruba, Igbo, and Hausa. You can type or send a voice note in whatever language you're comfortable with. For guided screens, just tap through the options, no typing needed.

Locked for 30 minutes. Wait it out, or reset it in Settings.

Transfer fees are tiered: ₦40 for transfers below ₦10,000 (no stamp duty). Above ₦10K, you pay an Aurra fee plus ₦50 government stamp duty: ₦55 Aurra for ₦10K–₦20K (₦105 total), ₦60 Aurra for ₦20K–₦50K (₦110 total), ₦100 Aurra for ₦50K+ (₦150 total). Savings Box early break fee is 1% of the amount, but you get 1 free break per box. Airtime, data, and Aurra-to-Aurra transfers are completely free. Cable TV bill payments cost ₦100, electricity ₦50.

Yes, any number, any network. Free.

When you sign up, you get a personal virtual bank account number. Transfer money to that number from any Nigerian bank, GTBank, Access, Zenith, First Bank, UBA, Kuda, Opay, or any other bank. The money auto-credits to your wallet instantly. Deposits are completely FREE, we never charge a deposit fee.