AurraAurra

Bank on WhatsApp.No App. No Stress.

Send money, pay bills, buy airtime, save, all by chatting.Just talk to Aurra.

Open Aurra on WhatsApp

No app to download. No forms to fill. Just chat.

Aurra

Aurra

online

Aurra, send 5k to my brother
9:41 AM
Aurra
Got you. 👌 Wale Adesanya · GTBank ₦5,000 Fee: ₦40 Reply YES to confirm.
9:41 AM
YES
9:41 AM
Aurra
Enter your PIN 🔐
9:41 AM
••••
9:42 AM
Aurra
✅ ₦5,000 sent successfully. Wale has received the money. Ref: AUR_K2M8P1 · 3 seconds
9:42 AM
Type a message

24/7

Always open

₦0

Free deposits

5

Languages

<10s

Instant transfers

See it in action

Real conversations. Real banking.

This is exactly how Aurra works on WhatsApp. Tap a scenario to see it play out.

Aurra

Aurra

online

abeg send 5k to access bank 0987654321
10:23 AM
Aurra
I heard you. Checking that account...
10:23 AM
Aurra
Account confirmed ✓ Adaeze Nwosu · Access Bank Amount: ₦5,000 Fee: ₦40 Total: ₦5,040 Reply YES to continue or CANCEL to stop.
10:23 AM
YES
10:24 AM
Aurra
Enter your PIN 🔐
10:24 AM
••••
10:24 AM
Aurra
✅ Done! ₦5,000 sent to Adaeze Nwosu. Ref: AUR_K2M8P1 · 3 seconds
10:24 AM
Type a message

What Aurra can do

Everything you'd do at a bank, in a chat.

Daily payments, bill splitting, voice banking, and spending coaching, all on WhatsApp.

Aurra AI

Ask anything in English, Pidgin, Yoruba, Igbo, or Hausa. Get answers by chatting naturally.

Bank Transfers

Send to any Nigerian bank instantly. Account name verified before you confirm. Fees from ₦40.

Airtime & Data

Top up any network in seconds. Any amount, any time. Always free.

Voice & Image AI

Send a voice note or photo of a receipt, and Aurra reads and acts on it. No typing needed.

Savings Box

Lock money away for 30, 60, or 90 days. Get ₦200 free airtime when it matures.

PIN Security

Every transaction needs your 4-digit PIN. Three wrong attempts locks the account.

Powered by Anchor, a financial institution licensed by the Central Bank of Nigeria

Your language

Speak your language. Literally.

Aurra understands English, Pidgin, Yoruba, Igbo, and Hausa. Type or send a voice note, in whatever language feels right.

🇬🇧

English

Send ₦5,000 to GTBank 0123456789
A
Account confirmed ✓ Chukwuemeka Obi · GTBank Amount: ₦5,000 Fee: ₦40 Reply YES to confirm.
🇳🇬

Pidgin

abeg send 5k to access bank 0987654321
A
I don check that account ✓ Adaeze Nwosu · Access Bank ₦5,000 go comot for your wallet Fee: ₦40 Reply YES make I continue.
🇳🇬

Yoruba

ran ₦5,000 si GTBank 0123456789
A
A ti ṣe ayẹwo ahun ✓ Chukwuemeka Obi · GTBank Iye: ₦5,000 Iṣiwa: ₦40 Tik àwọn YES láti ṣe.
🇳🇬

Igbo

ziga ₦5,000 na GTBank 0123456789
A
Anyị chọpụtara akọntị ahụ ✓ Chukwuemeka Obi · GTBank Ego: ₦5,000 Ụgwọ: ₦40 Zaa YES ka ọ ga-aga n'ihu.
🇳🇬

Hausa

aika ₦5,000 zuwa GTBank 0123456789
A
An tabbatar da asusu ✓ Chukwuemeka Obi · GTBank Adadin: ₦5,000 Kudin: ₦40 Amsa YES don ci gaba.
Voice notes are also supported, just tap the mic icon and speak naturally.

Security & Trust

Built to be trusted.

Aurra doesn't hold your money. Your wallet, virtual account, and all bank transfers run on infrastructure provided by Anchor, a financial institution licensed by the Central Bank of Nigeria.

Anchor

Bank Accounts & Transfers

CBN-licensed. Your virtual account and all bank transfers run on Anchor's regulated rails.

End-to-End Encryption

Your data is encrypted in transit and at rest. PINs are hashed with bcrypt.

PIN-Protected

Every transaction requires your PIN. Three wrong attempts locks your account.

Auto Refunds

Failed transactions are refunded automatically within seconds.

CBN-Licensed

Powered by Anchor, licensed by the Central Bank of Nigeria.

Ready to bank on WhatsApp?

No app to download. No forms to fill. Just chat.

Open Aurra on WhatsApp

FAQ

The fine print, plainly.

Everything you need to know before you get started.

You get a virtual account number. You chat on WhatsApp to move money. Every transaction needs your 4-digit PIN.
Yes. Aurra never holds your money, Anchor (CBN-licensed) does. Your PIN is bcrypt-hashed and your data is encrypted.
If your network drops after you confirm a transaction, Aurra processes it server-side. If your wallet was debited but the transfer failed, your money is automatically refunded within seconds. You can always check your transaction history on the dashboard.
Yes! Aurra understands English, Nigerian Pidgin, Yoruba, Igbo, and Hausa. Just type or send a voice note in whatever language you're comfortable with. For example, you can say "abeg send 10k to Access Bank 0987654321" and Aurra will process it.
Locked for 30 minutes. Wait it out, or reset it in Settings.
Transfer fees are tiered: ₦40 for transfers below ₦10,000 (no stamp duty). Above ₦10K, you pay an Aurra fee plus ₦50 government stamp duty: ₦55 Aurra for ₦10K–₦20K (₦105 total), ₦60 Aurra for ₦20K–₦50K (₦110 total), ₦100 Aurra for ₦50K+ (₦150 total). Savings Box early break fee is 1% of the amount, but you get 1 free break per box. Airtime, data, and Aurra-to-Aurra transfers are completely free. Cable TV bill payments cost ₦100, electricity ₦50.
Yes, any number, any network. Free.
When you sign up, you get a personal virtual bank account number. Transfer money to that number from any Nigerian bank, GTBank, Access, Zenith, First Bank, UBA, Kuda, Opay, or any other bank. The money auto-credits to your wallet instantly. Deposits are completely FREE, we never charge a deposit fee.

Feedback

Build Aurra with us.

Got a suggestion, found a bug, or just want to share your experience? We read every message.

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