Bank by chat. Pay anything
with one PIN.
Aurra is a personal AI assistant that lives inside WhatsApp. Link your card once, then just message the Aurra WhatsApp number in plain English — "send ₦1,000 airtime to my line" or "pay ₦5k to GTBank 0123456789" — and Aurra handles it instantly. It even answers your money questions: "how much did I spend yesterday?"
- Chat naturally — no commands or menus to memorise
- Buy airtime, data & send to any Nigerian bank
- Transparent fee: ₦50 under ₦3,000 · ₦100 from ₦3,000 up
- Every payment locked with your 4-digit PIN · auto-refund in 15s if it fails
How It Works
Three simple steps to start banking through WhatsApp
Sign up & set your PIN
Create your account and set a secure 4-digit PIN that protects all your transactions.
Link your card once
Connect your debit card through Paystack with a ₦50 refundable tokenization fee. Your card stays linked for instant payments.
Chat to pay
Message Aurra on WhatsApp in plain English. Send money, buy airtime, check spending - all with just a chat.
Banking Made Simple
Everything you need for everyday banking, right in your WhatsApp
Send Money Instantly
Transfer to any Nigerian bank account with just a chat message. No USSD codes, no app switching.
Buy Airtime & Data
Top up any network instantly. Just tell Aurra the amount and number.
PIN-Protected Security
Every transaction requires your 4-digit PIN. Failed transactions auto-refund in 15 seconds.
24/7 Availability
Bank anytime, anywhere. Aurra never sleeps - available whenever you need it.
Spending Insights
Ask "how much did I spend today?" and get instant answers about your finances.
Natural Conversations
No menus or commands. Just chat in plain English like you'd text a friend.
Simple, Transparent Pricing
No monthly fees. No hidden charges. Just a small fee per transaction.
- Bank transfers
- Airtime purchase
- Data bundles
- Paystack fees included
- Bank transfers
- Airtime purchase
- Data bundles
- Paystack fees included
One-time ₦50 card linking fee (fully refundable)