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Pricing
Simple pricing. No surprises.
Small fees per transaction, shown to you before you confirm. No subscription, no hidden charges, no fee to deposit.
01
Fund your wallet free
Transfer from any Nigerian bank to your personal virtual account. It lands instantly, at no cost.
02
Pay only per transaction
Each transfer or bill shows its fee before you confirm. Nothing is taken silently.
03
Never pay a subscription
No monthly plan, no annual renewal, no minimum balance. Use Aurra once or daily, same deal.
What you'll pay
See the fee before you send.
Slide to your amount. The numbers update as you go.
Sending
₦25,000
₦100₦100,000
Transaction₦25,000
Aurra fee₦115
Stamp duty (EMTL)₦50
Total fee₦165
₦50 stamp duty (EMTL) applies on transfers of ₦10,000 or more. Government mandated. The recipient gets exactly ₦25,000.
First daily transfer
₦0
Send up to ₦5,000 free every day.
Your first transfer up to ₦5,000 is FREE every day. One free transfer per day. Additional transfers and transfers above ₦5,000 are charged at the applicable rate.
Always free
First daily transfer
First transfer up to ₦5,000 free every day, one per day
Deposits
Bank transfer to your virtual account
Airtime
MTN, Airtel, Glo, 9mobile at face value
Data plans
No separate fee, price shown before you confirm
Aurra-to-Aurra
Send to any Aurra user, instant
Account name verification
Verified before every transfer
Spending insights
Daily and monthly breakdowns
No subscription
Nothing to pay monthly, ever
Transfer fees
Every naira you see here is what the product charges. The fee is shown in the flow before you enter your PIN.
Your first transfer up to ₦5,000 is free every day (one free transfer per day) - the rates above apply to additional transfers and transfers above ₦5,000. ₦50 stamp duty (EMTL) applies on transfers of ₦10,000 or more; it is government mandated, not an Aurra charge.
Other fees
Cable TV
DStv, GOtv, Startimes, Showmax
Electricity
Prepaid and postpaid meters
Savings Box early break
1% of locked amount, 1 free break per box
Account maintenance
₦200/month, only with more than 5 transactions and ₦500+ balance
Bank transfer deposits: FREE
Funding your Aurra wallet is completely free. Transfer to your personal virtual account number and the money auto-credits instantly. No minimum deposit. Once funded, send money to any bank, with fees from ₦50.
Important notes
- Stamp duty (EMTL) is a government levy on transfers of ₦10,000 and above. It is passed through at cost.
- The account maintenance fee is ₦200 per month, charged only in months with more than 5 transactions when your balance is at least ₦500.
- Every fee is shown inside the flow before you enter your PIN. You always see the total debit first.
- Fees may be updated from time to time; material changes are communicated in advance, as described in our Terms.
Pricing questions
Your first transfer of the day up to ₦5,000 is free - one free transfer per day. After that, transfers are tiered: ₦50 for amounts up to ₦5,000, ₦70 for ₦5,001 to ₦9,999, and ₦115 for ₦10,000 and above. On transfers of ₦10,000 or more, a ₦50 government stamp duty (EMTL) is added. Deposits and Aurra-to-Aurra transfers are free, and airtime is at face value with no fee. Data has no separate fee (a small markup is included in the plan price). Cable TV bills cost ₦100 and electricity ₦50.
Yes. Deposits via your virtual account are always free. No fee, no minimum. We never charge a deposit fee.
No. There is no monthly subscription. You only pay small fees per transaction, listed on the pricing page.
Yes, ₦200 per month, charged on your signup anniversary in any month where you completed more than 5 transactions and your wallet balance is at least ₦500. If your balance is lower, it is charged the first time it reaches ₦500. It covers the WhatsApp (Meta) messaging costs that keep your Aurra account running.
Your first transfer of the day up to ₦5,000 is free. One free transfer per day - additional transfers, and transfers above ₦5,000, are charged at the standard rates. The free transfer resets every day.
1% of the locked amount, with one free break per box. When a box matures you get ₦200 free airtime.