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About Aurra
Your money's home is a conversation.
Aurra (say it Ora) is a WhatsApp-first way to handle money in Nigeria. Send, receive, pay bills, and save by tapping through guided screens, with a web dashboard for the full picture. No new app to download, no queue to stand in.
Say it
Ora
Two syllables, like the product: simple.
Where it works
Plus a full web dashboard at aurra.online.
Built for
Nigeria
All local banks, Naira, NIN verification.
Cost to start
Free
No subscription, free deposits.
The short version
What Aurra actually is
Aurra is a WhatsApp-based payment app. You get a personal virtual bank account, fund it with a normal bank transfer, then spend from it: transfers to any Nigerian bank, airtime and data, cable TV and electricity, and a Savings Box you lock away for a season.
Everything happens through guided screens on WhatsApp, so there is nothing to install and nothing to remember except your 6-digit PIN. When you want statements, filters, or settings, the dashboard at www.aurra.online shows the same account from a wider angle.
One thing we say plainly: Aurra is not a bank. We do not hold your money. Payments are processed through CBN-licensed partners, and your balance lives with them. You can read exactly how that works in our Terms of Service.
How we build
Four things we won't trade away
01
The fee comes before the PIN
Every transaction shows the recipient, amount, fee, and total before you are ever asked for your PIN. You reply YES, then authorise. Nothing moves silently.
02
Deposits stay free
Fund your wallet by bank transfer to your own virtual account number, from any Nigerian bank, at no charge. Money in should never cost money.
03
Locked down by default
Your PIN is stored as a one-way hash we cannot read. Five wrong entries lock the account for 24 hours, and every sensitive action is written to an audit trail.
04
Your data is not the product
We do not sell your data and we do not use it for advertising. It is used to move your money, keep it safe, and meet our regulatory obligations. Nothing else.
Talk to us